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Actuary
Actuaries analyse mathematical, statistical, demographic,
financial and economic data in order to predict and assess the
long-term risk involved in financial decisions and planning.
Actuaries may perform the following tasks:
- analyse statistics relating to factors such as death,
illness and accident, and current trends in the economy to
design new types of life insurance and superannuation
policies
- work out appropriate premiums or contributions and rates
of return, by calculating the future probabilities of events
such as unemployment, illness or changes in interest rates
- make sure that insurance companies have enough financial
reserves to meet claims
- advise companies on investment policy and the
distribution of profits to policyholders
- undertake financial projections for, and measure and
analyse the investment performance of, life insurance
companies, financial institutions and government
organisations
- provide advice to potential buyers or sellers of
companies.
Required Skills - Actuary
- good written and oral communication skills
- good mathematical ability and capacity to solve complex
problems
- able to think clearly and logically
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