Insurance Agent

Insurance agents represent an insurance firm and sell insurance to clients, including individuals and organisations.

Insurance agents may perform the following tasks:

  • draw up lists of clients from a variety of sources
  • contact potential clients, usually by telephone, to arrange interviews
  • interview clients to identify their insurance needs and how insurance policies might meet those needs
  • write an insurance recommendation list or plan to assist the client to make an informed decision
  • explain to clients the details of insurance policies including the risks for which they are covered, the rates and benefits
  • recommend an appropriate amount and type of cover to individual clients
  • collect premiums and keep records of payments
  • regularly review clients' circumstances to make sure that the level of insurance is appropriate.

Some insurance agents are also licensed financial planners and/or investment advisers.

Required Skills - Insurance Agent

  • good communication skills
  • perseverance and motivation
  • an aptitude for working with figures
  • confidence in selling products
  • well presented

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